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What is a deficiency judgment?

Bar Exam Prep Real Property Security Interests in Real Estate What is a deficiency judgment?

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🏠 Real Property • Security Interests in Real Estate PROP#228

Legal Definition

If the proceeds from a foreclosure sale are insufficient to satisfy the mortgage debt, the mortgagee can sue the mortgagor for the deficiency.

Plain English Explanation

If a mortgaged property does not sell for enough money to cover the debt owed to the lender, the lender can personally pursue the debtor to try to pick up the remaining amount.
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